Fee calculator · rates checked October 2026
Gumroad fee calculator
Gumroad charges 10% + $0.50 on direct sales, plus card processing on top, and a flat 30% when a buyer finds you through its Discover marketplace. It also handles sales tax and VAT as the merchant of record.
You keep
$24.46
of $29.00, after $4.54 in fees (15.7%) · about ₹2,373 at today's rate.
| Product price | $29.00 |
| Gumroad fee (10% + $0.50) | − $3.40 |
| Card processing (2.9% + $0.30) | − $1.14 |
| You keep | $24.46 |
- Sales tax / VAT is collected and paid by Gumroad.
- PayPal payments have PayPal's fees instead of card processing.
What should I charge?
Charge
$1,149.02
Rates checked against Gumroad Help: Gumroad's fees in October 2026. Exchange rates are approximate (live rates unavailable). Estimates, not financial advice.
Good to know
- Low prices get hit hardest by the fixed fees: on a $5 product, $0.80 of fixed fees is 16% on its own.
- Refunds return Gumroad's own fee, but not the payment processing part.
- Affiliates pay their share of fees in proportion to their commission.
Source: Gumroad Help: Gumroad's fees. Platforms change fees; check before relying on these numbers.